Banking

Adding an authorized user on Discover triggers no hard inquiry and won’t ding your score by itself — but the behaviors that follow can hurt both people. Here’s how to do it safely.

Traditional banks drain $26–$34 per overdraft. Chime’s SpotMe covers you up to $200 with zero fees — here’s how to turn it on.

Billions in forgotten bank accounts, deposits, and uncashed checks sit in state funds. Here’s how to search official databases free and claim what’s yours in under 15 minutes.

Billions in unclaimed money sit with state treasuries — old deposits, forgotten paychecks, refunds. Here’s how to search and claim yours for free in 2026.

Childless workers 25–64 can claim up to $649 through the EITC — here’s exactly who qualifies and how to file for it in 2025.